How to Check Asaan Karobar Finance Scheme Application Status (2025)
The Asaan Karobar Finance Scheme is one of the major programs started in Punjab to support young people and small business owners. The scheme was launched under the leadership of Chief Minister Punjab Maryam Nawaz. Its main purpose is to provide interest-free loans to people who want to start or expand their businesses. With this scheme, applicants can get up to 10 lakh rupees through a digital SME card.
For many people in Punjab, this is a chance to build a future without worrying about high interest rates. The scheme is easy to access and does not require a long banking history. Because of this, many students, new graduates, and small shop owners applied.
But after applying, the most common question is: how do I check if my application was accepted or rejected? In this guide, you will learn in detail how to check Asaan Karobar Finance Scheme application status (2025), what each status means, how to fix errors, and where to get help. Check also Maryam Nawaz Bike Scheme Apply Online 2025
Details of How to Check Asaan Karobar Finance Scheme Application Status (2025)
The process to check the application status is simple. The government created an official online portal for applicants. Anyone who already applied can log in and check updates. Below are the steps:
Step 1: Log in to the AKC Portal
- Visit the official Asaan Karobar Card website.
- Click on the “Login” button.
- Enter your CNIC number and password.
Step 2: Access Your Application Form
- After logging in, go to your dashboard.
- Find your application form.
- Click to open it.
Step 3: View Your Application Status
- At the top of the form, your current status will appear.
- You can also view your PSID (Payment Slip ID), which is useful for tracking.
The status may show:
- Under Process (your application is being reviewed).
- Verified (your details are correct and you move to the next stage).
- Rejected (your application was not accepted).
- Verification Error (some issue in your documents).
If the system shows PSID: null or Status: null, then your application is likely rejected.
What Each Status Means
1. Under Process
Your application is being reviewed. This means the team has received your data but has not completed verification yet.
2. Verified
All checks are complete. Your application is successful and you move forward in the process.
3. Rejected
Your application did not meet the rules of the scheme.
4. Verification Error
There is a problem with your CNIC, SIM card, or other documents. You need to correct the issue.
5. PSID Null / Status Null
This usually means rejection or that the form was not processed.
How to Fix Common Verification Errors
Many applicants face small errors that delay approval. These are the most common ones and their solutions:
1. Vehicle Token Tax Verification Error
- Meaning: Your vehicle record shows unpaid token tax or challan.
- Fix: Visit the excise office or E-Khidmat center. Pay your dues. After clearance, the system will update. If it does not, call 1786.
2. CNIC Verification Error
- Meaning: Your NADRA record has wrong details, such as incorrect name, expired CNIC, or mismatched date of birth.
- Fix: Double-check your CNIC details. If the portal allows, correct them online. If not, call the helpline.
3. SIM Verification Error
- Meaning: The phone number you added is not registered with your CNIC.
- Fix: Update the application with your own number. If the form cannot be edited, transfer the SIM to your CNIC or call the helpline.
4. Credit Assessment Error
- Meaning: Your application has not been checked yet, or you may have defaulted on a bank loan.
- Fix: Wait two to three days. If the issue stays, call the Bank of Punjab helpline at 111-267-200 or the scheme helpline at 1786.
Common Errors and Quick Solutions
| Error Type | What It Means | How to Fix |
|---|---|---|
| Vehicle Token Tax | Pending dues or mismatch in record | Pay dues at Excise or E-Khidmat, then call help |
| CNIC Verification | Wrong or expired CNIC details | Update info or call helpline |
| SIM Verification | Number not linked with CNIC | Change number or transfer SIM to your CNIC |
| Credit Assessment | Not checked yet or default on past loan | Wait or call helpline |
What If Your Application Gets Rejected?
Rejection can be disappointing, but it does not always mean the end. If your portal shows Status Null or PSID Null, this means your application has been rejected.
Here’s what you should do:
- Review your details again and make sure everything was correct.
- Call the official helpline (1786) to ask for the reason.
- If re-application opens in the future, apply again with correct details.
How to Know If Your Application is Accepted
If your application is accepted, the status will show Verified. You may also get a confirmation message on the portal or by SMS. At this point, you just need to wait for the loan process to move forward.
How to Apply for the Scheme (When Registration Opens)
Right now, new registrations are paused. Only those who already applied can check their status. But for future applicants, here are the steps:
- Visit the official Asaan Karobar Finance Scheme portal.
- Register with your CNIC and mobile number.
- Fill out the application form with accurate details.
- Upload required documents.
- Submit and wait for verification.
Helpline Numbers
Always use official numbers for help. Never share your CNIC or password with anyone except authorized staff.
- Asaan Karobar Card Helpline: 1786
- Bank of Punjab Helpline: 111-267-200
Frequently Asked Questions (FAQs)
Q1: Is the Asaan Karobar Finance Scheme still open for registration?
No, at the moment, new registrations are paused.
Q2: How much loan can I get?
You can get up to 10 lakh rupees interest-free through the SME card.
Q3: How do I check my application status?
Log in to the official portal using your CNIC and password, then open your application form.
Q4: What does “Verification Error” mean?
It means there is a problem with your CNIC, SIM, or other documents.
Q5: Can I apply again if rejected?
Yes, if the government reopens applications, you can apply again after fixing the errors.
Q6: Who can I call if I face problems?
Call 1786 (scheme helpline) or 111-267-200 (Bank of Punjab).
Checking your Asaan Karobar Finance Scheme application status (2025) is simple if you know the right steps. Log in to the portal, open your form, and read the status. If you face errors, fix them quickly using the solutions above. If rejected, do not lose hope, wait for the next chance to apply. With patience and correct details, you can benefit from this scheme and start your own business.
